Credit Balance is the balance or fund you already have. In another word, This can also be called 'Added-Fund'. You can add-fund using any Payment options we allow other than Credit-Balance Option. When you topped up your fund, Then the topped up fund can be called as 'Credit Balance'.
See which payment methods does Rootlayer accept - https://rootlayer.net/gateway-fee-tax-vat-agreement/
If you already have "Credit Balance", You can pay invoices using it without Paying The Gateway Fee again. :)Don't you have Credit Balance Yet? You can add "Credit Balance" Using our "Add Fund" Feature with below link -
We Have a Frequently Asked Question as well for this below -
Question:- Do i need to pay "Gateway Fee" again during the usage of "Credit Balance"?
Answer:- Of course, Not. Just make sure you select "Credit Balance" option from the "Payment Methods" drop-down. You will see "Credit Balance" option there and you do not need to pay any fee if you pay invoices using this option. Contact us if you need further assistance.
More info - https://rootlayer.net/faq/
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